Home / FAQ's / Will I ever get credit again if I file for bankruptcy? Will I ever get credit again if I file for bankruptcy? Yes. Your credit score will improve dramatically 2 to 3 years after you file and you will be able to finance the purchase of a car and a house. You Can Call Me Directly...I'm Local And I Can Help!! 989-233-9389 Posted on February 14, 2010 by Mike Shovan in FAQ's Tagged as affect on credit, bankruptcy in michigan, bay area bankruptcy lawyer, saginaw bankruptcy attorney, saginaw bankruptcy lawyer