There are a number of factors that must be taken into consideration including the following: 1. Time since prior discharge. 2. The Means Test. 3. Whether a married couple has filed jointly or singly and now wants to reconsider. 4. The limited 30 day stay on a refile. 5. The balance on secured cram downs…

Under MCL 600.5809(3), a judgment from a Michigan court is good for 10 years.  A judgment can, however, be renewed for an additional 10-year period.  The “new judgment” is in fact a new judgment against the defendant in the original action to renew or extend the effect of that judgment. To renew the judgment you…