Don’t get tricked by the latest scam developed by unscrupulous shills for the pay day loan and cash advance scum bags. Here is the set up: 2 men and one woman – who poses as a receptionist. Everything is done via cell phone – none of the numbers can be traced. You get a call…

“Undue hardship” is the standard that CHAPTER 7 & CHAPTER 13 BANKRUPTCY Judges must determine in order to discharge your STUDENT LOANS. Here are some examples of cases where debtors were sucessful and unsuccessful: A 50 year old STUDENT LOAN BORROWER who was earning only $8.50 and hour as a telemarketer was granted a discharge where the…

The most recent amendments to the Bankruptcy Code (the 2005 Bankruptcy Abuse Prevention and Consumers Protection Act) has kept the Federal Circuit Courts and Bankruptcy Court busy – while leaving practitioners and Trustees at odds over certain critical issues including whether Social Security Income should be included in your budget (Schedule I). In Baud, the…