As reported by the ABI, total bankruptcy filings totaled 479,362 nationwide during the first six months of 2014 (Jan. 1-June 30), a 12 percent decrease from the 544,561 total filings during the same period a year ago, according to data provided by Epiq Systems, Inc. The 460,870 total noncommercial filings for the first half of…

Public Service Loan Forgiveness is a federal program that eliminates or forgives federal student loans for specific borrowers. You must be employed full time in an eligible public service or nonprofit job and must have made 120 eligible on-time payments within a 10 year period. Payments do not have to be consecutive – but only…