Well, that’s easy. Call my 24 hours answering service right now (day or night) at (877) 233-9389 or file out the Contact Information on the Home page of this web site. I will be in touch with on the next business day. So if you call on Saturday or Sunday, I will be in touch…
All posts by Mike Shovan
I have read your blog posts, so now what do I do?
The first step is to come in my office for your free consultation. At that time, I will carefully review and analyze your situation. I will provide a thorough explanation of the law so that you can make an informed decision about whether you need to file a Chapter 7 or a Chapter 13 bankruptcy…
What happens to me after I file a Chapter 13 Bankruptcy in Michigan?
When you start a Chapter 13, bill collectors are referred by you to our law office. We then handle all telephone calls and letters for you from your creditors. Most importantly, you will have peace of mind. It also stops foreclosures. It stops wage garnishments. It stops the repo of autos, trucks, RVs, and motorcycles….
What’s the difference between Chapter 7 and Chapter 13?
Chapter 7 is know as straight bankruptcy and Chapter 13 is known as bill reorganization or bill consolidation. Chapter 13 is an option if you fall behind and you feel like you are slowly sinking deeper into debt. Chapter 13 is an excellent opportunity for you to reorganize all of your bills into one low…
What happens to my credit score if I file for Bankruptcy in Michigan?
Well, if your are considering filing for bankruptcy, chance are that your credit report probably doesn’t look too good to begin with. Filing for bankruptcy will stop the aging process of your defaulted accounts. In other words, those things that are 2 months or 3 months or 4 months behind will never get any older…
How does filing for Bankruptcy in Michigan really work?
There is a lot of information that you really need to have about bankruptcy to fully understand it. In simple terms, the bankruptcy laws were created so that good people don’t have to suffer through their entire life. Good people like you have the opportunity to get a fresh start. And that’s what bankruptcy does…
Will I ever get a credit card again if I file for Chapter 7 Bankruptcy in Michigan?
People think, “Gee, I’m not going to get a credit card.” Not true again. We will give you a list of banks where you can go open up a savings account and they will hold that savings account as collateral and they will give you a Visa or a MasterCard. That is called a secured…